Assess your readiness before applying for a business loan. Check all boxes for best approval odds.
Business loan readiness checklist: (1) Credit score 600+ (personal), (2) 6+ months in business, (3) $10k+/month revenue, (4) Business bank account with consistent deposits, (5) All required documents ready (bank statements, tax returns, business docs), (6) Clear use-of-funds plan, (7) No active bankruptcies or tax liens, (8) Positive cash flow or improving trend, (9) Business in good standing (no judgments/lien), (10) Personal guarantee prepared (if required). Check all items before applying to maximize approval chances.
You meet most requirements. Apply now for best approval odds. Learn how to get a business loan.
You're close but missing some requirements. Address missing items before applying. Learn how to get ready for a business loan.
You need to address several requirements before applying. Focus on credit, revenue, and documents first. Consider bad credit loan options if credit is the main issue.
Complete preparation guide before applying.
Step-by-step guide to the loan application process.
Complete list of required documentation.
Understand qualification requirements and improve your chances.
If you've checked most items, apply now and get a decision in 24-72 hours.
Fast decisions • Clear terms • Real people