Programs
Choose the right structure for your business
Every business is different—your capital should be too.
Business Line of Credit
- $25k–$500k typical limits
- Use/repay/reuse; interest only on drawn amount
- Best for seasonal or project-based cash flow
- 6–24 month terms; weekly or monthly interest
Term Loans
- $50k–$2M+; fixed term and payment
- 12–36 months typical; predictable amortization
- Best for growth, payroll, marketing, inventory
- Prepayment options available
SBA 7(a) & 504
- Government-backed; lower rates, longer terms
- Acquisitions, working capital, owner-occupied real estate
- 504 for fixed assets & CRE; partial down payments
- More documentation; competitive total cost
Real Estate Lending (Investor & CRE)
- Fix & Flip, DSCR, Bridge, Construction
- SFH, MF, Mixed-use, Warehouse, NNN
- Leverage up to market LTV and DSCR guidelines
- Fast bridge options for time-sensitive deals
Commercial Lending
- AR & Inventory, M&A, Asset-backed
- Custom structures for complex needs
- Syndicated solutions for large tickets
- Bank and non-bank partners
Equipment Financing & Leasing
- $25k–$2M+; new or used
- Terms aligned to equipment life
- Section 179 potential (consult CPA)
- Great for trucks, yellow iron, medical, manufacturing
Personal Loan Funding
- Up to $250,000 available
- 0% promotional interest period
- Fast approval and funding
- Flexible use for business or personal needs