Business Loan Programs | Lines, Term Loans & More

Programs

Business Loan Programs

Every business is different—your capital should be too.

Business Line of Credit

$25k–$500k typical limits
Use/repay/reuse; interest only on drawn amount
Best for seasonal or project-based cash flow
6–24 month terms; weekly or monthly interest

Term Loans

$50k–$2M+; fixed term and payment
12–36 months typical; predictable amortization
Best for growth, payroll, marketing, inventory
Prepayment options available

SBA 7(a) & 504

Government-backed; lower rates, longer terms
Acquisitions, working capital, owner-occupied real estate
504 for fixed assets & CRE; partial down payments
More documentation; competitive total cost

Real Estate Lending (Investor & CRE)

Fix & Flip, DSCR, Bridge, Construction
SFH, MF, Mixed-use, Warehouse, NNN
Leverage up to market LTV and DSCR guidelines
Fast bridge options for time-sensitive deals

Commercial Lending

AR & Inventory, M&A, Asset-backed
Custom structures for complex needs
Syndicated solutions for large tickets
Bank and non-bank partners

Equipment Financing & Leasing

$25k–$2M+; new or used
Terms aligned to equipment life
Section 179 potential (consult CPA)
Great for trucks, yellow iron, medical, manufacturing

Personal Loan Funding

Up to $250,000 available
0% promotional interest period
Fast approval and funding
Flexible use for business or personal needs