Calculate your debt-service coverage ratio to see if you qualify for DSCR loans.
Annual Gross Rent
$36,000
Annual Expenses
$9,480
Net Rental Income
$26,520
Annual Debt Payments
$15,967.26
Debt-Service Coverage Ratio
1.66
✓ Meets lender requirements (1.25+)
Meets most lender requirements. Rental income covers debt payments with a comfortable margin. You'll likely qualify for DSCR loans.
Below minimum requirements. May need to increase rent, reduce purchase price, or increase down payment to qualify.
Rental income doesn't cover debt payments. Loan will be denied. Need to improve property income or reduce loan amount.
Comprehensive guide to DSCR loans and how they work.
Learn about DSCR loans and qualification requirements.
Detailed explanation of DSCR formula and calculation.
Explore DSCR loans and other real estate financing options.
Get fast approval based on property income, not personal income.
Fast approval • Based on property income • Real estate experts