Business funding

Find out how much capital you're approved for. Instantly.

No hard pull. No waiting on a banker. Answer five questions and see your real pre-qualified amount before you ever fill out an application.

Run My Numbers Skip to the Application
50+
States funded
$250M+
Capital deployed
24–72h
Approval time
$25K–$5M
Funding range

The instant approval calculator

Your approval is based on what your business actually deposits every month. Plug in your real numbers. The amount updates live.

Your numbers

What actually hits your business bank account each month.

$

Deposits minus everything you pay out.

$

Your instant answer

You're pre-qualified for up to
$0

Fill in your numbers and your amount appears here.

Approval tiers, % of monthly deposits
580 to 640 credit 60%
641 to 700 credit 80%
701+ credit 120%
2+ years in business
Keep at least 10% of monthly deposits after bills
Apply for This Amount →

No hard credit pull. Pre-qualification in minutes.

No hard pull for pre-qual24–72h approval$25K–$5M availableNo prepayment penaltiesReal people, straight answers

Frequently Asked Questions

How is my instant approval amount calculated?
It's based on your average monthly deposited revenue, multiplied by a percentage tied to your credit tier: 60% for 580–640 credit, 80% for 641–700 credit, and 120% for 701+ credit.
Does checking my instant approval amount hurt my credit?
No. There's no hard credit pull to see your pre-qualified amount or to pre-qualify for the application.
What do I need to qualify?
This program requires 2+ years in business, a minimum 580 credit score, and at least 10% of your monthly deposits left over after bills.
Is the amount I see a guaranteed loan offer?
No. The instant approval amount is an estimate for illustration based on your inputs. Final approval amounts are determined by underwriting after review of your verified bank statements and credit.
What if I don't qualify for this program?
You may still qualify for other Closer Capital programs. Apply and a real broker will review your file to find the right fit.

Your bank takes weeks. We take a look.

Get a real funding offer in 24 to 72 hours. Lines of credit, working capital, SBA, and real estate programs, all under one roof. Straight answers from real people.

Start Your Application →

Approval in 24 to 72 hours · 2+ years in business · Based on verified bank deposits

Estimates are for illustration based on the inputs above and do not constitute a loan offer, a commitment to lend, or financial advice. Final approval amounts are determined by underwriting after review of verified bank statements and credit.