Finance kitchen equipment, POS systems, and restaurant fixtures with fast approval and competitive rates.
Restaurant equipment financing helps restaurants finance kitchen equipment, POS systems, and fixtures. Equipment types: ovens, ranges, refrigerators, dishwashers, POS systems, furniture, and fixtures. Loan terms: rates 6-30% APR, terms 2-7 years, amounts $5k-$500k+. Equipment serves as collateral, reducing lender risk. Approval in 24-72 hours. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Benefits: preserve cash flow, spread cost over time, use equipment while paying, tax benefits (depreciation). Equipment financing is ideal for restaurants needing to upgrade or purchase equipment.
Don't tie up cash in equipment purchases. Spread cost over time while you use equipment to generate revenue.
Equipment financing approves in 24-72 hours. Equipment serves as collateral, reducing lender risk and speeding approval.
Can claim Section 179 deduction or bonus depreciation for qualifying equipment. Also deduct interest payments.
Terms match equipment lifespan (2-7 years). Can finance new or used equipment. May include maintenance packages.
Rates typically 6-30% APR depending on credit, equipment type, and loan amount. Higher credit scores get better rates. Equipment serves as collateral, reducing rates compared to unsecured loans.
Terms typically 2-7 years, matching equipment lifespan. Longer terms lower monthly payments but increase total interest. Choose term based on equipment expected life.
Amounts range from $5k-$500k+ depending on equipment value and business financials. Can finance single items or entire equipment packages.
Down payments typically 10-20% of equipment value. Some lenders offer 0% down for qualified borrowers. Trade-in value can count toward down payment.
Learn more about how to qualify for a business loan.
Yes, both new and used equipment can be financed. Used equipment may have slightly higher rates. Lenders assess equipment value and condition.
Process is fast: (1) Apply online, (2) Provide equipment quote, (3) Get approval in 24-72 hours, (4) Sign documents, (5) Funds disbursed to vendor. Equipment serves as collateral, speeding approval.
Most equipment loans allow early payoff without penalty. Paying off early saves interest. Check terms for any prepayment penalties.
Apply now and get a decision in 24-72 hours. Fast approval for kitchen equipment, POS systems, and fixtures.
Fast decisions • Clear terms • Real people