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New York Business Financing

Business Loans New York

Fast business loans for New York businesses. Serving New York City, Buffalo, Rochester, and all of New York.

Business loans in New York help New York businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. New York has a diverse economy with strong finance, technology, and professional services sectors. Major cities: New York City, Buffalo, Rochester, Syracuse, Albany. Top industries: finance, technology, professional services, healthcare, and retail.

Serving Major New York Cities

New York City

Business loans for NYC businesses. Finance, technology, and professional services industries.

Buffalo

Business loans for Buffalo businesses. Manufacturing, healthcare, and technology industries.

Rochester

Business loans for Rochester businesses. Technology, healthcare, and education industries.

Syracuse

Business loans for Syracuse businesses. Healthcare, education, and manufacturing industries.

Business Loan Types Available in New York

Term Loans

Fixed-rate loans for one-time needs. Amounts $25k-$500k, terms 1-5 years.

Learn more about term loans →

Business Line of Credit

Flexible financing for ongoing expenses. Limits $25k-$250k, draw as needed.

Learn more about lines of credit →

Equipment Financing

Finance equipment and machinery. Rates 6-30% APR, terms 2-7 years.

Learn more about equipment financing →

SBA Loans

Low-rate financing for larger needs. Rates 6-13% APR, up to $5M.

Learn more about SBA loans →

Qualification Requirements

  • Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
  • Monthly Revenue: $10,000+ (higher preferred)
  • Credit Score: 600+ (higher scores get better rates)

Learn more about how to qualify for a business loan.

Frequently Asked Questions

Can New York businesses get fast approval?

Yes, alternative lenders approve New York businesses in 24-72 hours. SBA loans take 1-4 weeks. Fast approval helps New York businesses access capital quickly.

What loan types are available in New York?

New York businesses can access term loans, lines of credit, equipment financing, SBA loans, and real estate loans. Loan types depend on business needs and qualifications.

Do you serve all of New York?

Yes, we serve businesses throughout New York including New York City, Buffalo, Rochester, Syracuse, Albany, and all other New York cities.

Ready to Get a Business Loan in New York?

Apply now and get a decision in 24-72 hours. Fast approval for New York businesses.

Fast decisions • Clear terms • Real people