Financing solutions for professional services firms, consulting businesses, and service companies.
Professional services business loans help service firms finance technology, marketing, expansion, and working capital. Common uses: software and technology, marketing and client acquisition, office space, hiring staff, and working capital. Loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), SBA loans (6-13% APR) for real estate, and equipment financing for technology. Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Professional services are considered low-risk with high profit margins, making them attractive to lenders.
Best for: Ongoing expenses, payroll, and cash flow management.
Best for: Technology purchases, marketing campaigns, and one-time needs.
Best for: Real estate purchase, large expansion, and established firms.
Best for: Technology equipment, hardware, and software.
Professional services typically have high profit margins with low overhead. This improves ability to repay loans and qualify for better rates.
Many service firms have retainer clients or recurring contracts, providing stable revenue streams that lenders value.
Service businesses require less capital than product-based businesses, reducing risk and improving loan approval odds.
Learn more about how to qualify for a business loan.
Yes, term loans or lines of credit can finance marketing. Lines of credit are ideal for ongoing campaigns, while term loans work for one-time initiatives. Marketing ROI helps justify the loan.
Equipment financing is best for hardware. Software may be financed through term loans or lines of credit. Some lenders offer specialized technology financing.
Yes, consulting firms qualify for all loan types. High profit margins and recurring revenue make them attractive to lenders. Lines of credit are popular for cash flow management.
Apply now and get a decision in 24-72 hours. Fast approval for technology, marketing, and working capital.
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