Financing solutions for landscaping companies, lawn care businesses, and landscape contractors.
Landscaping business loans help landscape companies finance equipment, vehicles, seasonal cash flow, and expansion. Common uses: mowers, trucks, trailers, seasonal payroll, inventory, and working capital. Loan types: equipment financing (6-30% APR), term loans ($25k-$500k), lines of credit ($25k-$250k), and SBA loans (for larger needs). Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Seasonal businesses may need to show annual revenue or strong peak-season performance.
Learn about equipment financing.
Explore lines of credit.
Best for: Mowers, trucks, trailers, and other equipment purchases.
Best for: Seasonal cash flow, payroll, and ongoing expenses.
Best for: Large purchases, expansion, and one-time needs.
Best for: Large expansion, real estate, and established businesses.
Landscaping businesses face seasonal fluctuations. Lenders understand this and may evaluate annual revenue or peak-season performance. Lines of credit help manage off-season cash flow.
Equipment is expensive and essential. Equipment financing allows you to spread cost over time while using equipment to generate revenue.
Seasonal hiring requires cash for payroll. Lines of credit provide flexible access to cover payroll during peak season.
Learn more about how to qualify for a business loan.
Yes, lenders understand seasonal businesses. They may evaluate annual revenue or peak-season performance. Lines of credit are ideal for managing seasonal cash flow.
Equipment financing is best for equipment purchases. Equipment serves as collateral, rates are competitive (6-30% APR), and terms match equipment lifespan (2-7 years).
Alternative lenders approve in 24-72 hours. Equipment financing can be even faster (24-48 hours) since equipment serves as collateral. Banks and SBA take 1-4 weeks.
Apply now and get a decision in 24-72 hours. Fast approval for equipment, vehicles, and working capital.
Fast decisions • Clear terms • Real people