Financing solutions for e-commerce businesses, online stores, and digital retailers.
E-commerce business loans help online stores finance inventory, technology, marketing, and working capital. Common uses: inventory purchases, website development, marketing and advertising, fulfillment and shipping, technology upgrades, and working capital. Loan types: inventory financing, term loans ($25k-$500k), lines of credit ($25k-$250k), and equipment financing for technology. Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. E-commerce businesses may need to show sales history and growth trajectory.
Best for: Inventory purchases, marketing campaigns, and ongoing expenses.
Best for: Technology purchases, website development, and one-time needs.
Best for: Technology equipment, hardware, and systems.
E-commerce businesses can scale quickly with proper financing. Lenders value growth potential and recurring revenue models.
Online businesses typically have lower overhead than brick-and-mortar, improving profit margins and loan repayment ability.
E-commerce businesses generate detailed sales data, helping lenders assess performance and risk more accurately.
Learn more about how to qualify for a business loan.
Yes, lines of credit are ideal for inventory. Draw as needed for seasonal stock or new products, then repay as inventory sells. Pay interest only on what you use.
Lines of credit or term loans can finance marketing. Lines of credit are ideal for ongoing campaigns, while term loans work for one-time initiatives. Marketing ROI helps justify the loan.
New businesses may qualify with 6+ months in business and consistent sales. Strong growth trajectory and sales history improve approval odds. Consider lines of credit for flexibility.
Apply now and get a decision in 24-72 hours. Fast approval for inventory, technology, and marketing.
Fast decisions • Clear terms • Real people