Consumer Lending

Apply for financing.

For homeowners working with an approved Closer Capital contractor. Roofs, HVAC, bathroom remodels, windows, and insurance deductibles. Quick decision. Honest rates. No surprises.

7.99-9.99%
APR
$5-50K
Loan range
13-72
Month terms
$10
Filing fee

Loan application

Get your pre-approval

Fill out the application below. You will need your contractor's company name, your address, basic identity info, and your monthly gross income. If you have a co-borrower, we will grab their info too.

Bank-Level Encryption Soft Credit Pull No Hidden Fees

Qualification guidelines

Do you qualify?

Here is what we look for. If you check most of these boxes, you have a strong shot at approval.

640+
Credit Score
Minimum FICO
42%
Debt-to-Income
Maximum DTI
$5-50K
Loan Amount
For your project
13-72
Term Length
Months to pay back
7.99-9.99%
APR
Flat. No teaser rates.
ACH
Auto-Draft
Set it and forget it

Simple process

How it works

Step 01

Apply

Fill out the form above. Takes about 4 minutes. We do a soft pull, so your credit score is not affected.

Step 02

Get approved

Hear back fast. We review your file and your contractor's project scope. You will know your terms before you commit.

Step 03

Project funded

Sign the docs. Your contractor gets funded directly. You make one ACH payment per month. Done.

Ready to get funded?

Honest rates, real people, and money that goes straight to your contractor. Apply in minutes and it will not affect your credit score.

Soft credit pull · No hidden fees · For homeowners with an approved contractor