Business Loan Calculator
Calculate payments, compare options, or get AI-powered recommendations.
Calculator Accuracy Notice
These calculations are estimates for planning purposes. Actual rates and terms depend on your credit profile, business performance, and current market conditions.
For verified rates and terms: Complete our application at /apply to get personalized, accurate financing options.
Your Estimate
Business Loan Calculator FAQ
How accurate are these loan calculations?
Our calculator provides estimates based on standard loan formulas. Actual rates and terms depend on your credit profile, business performance, and current market conditions. For verified rates, complete our application.
What's the difference between a term loan and line of credit?
Term loans provide a lump sum with fixed payments over a set period. Lines of credit offer flexible access to funds up to your limit, with payments only on what you use.
How does the AI recommendation work?
Our AI analyzes your business profile (revenue, credit, use case, timeline) and matches you with the most suitable financing product from our available options.
What factors affect my loan rate?
Key factors include personal credit score, business revenue, time in business, industry type, and loan amount. Stronger profiles typically qualify for better rates.