Financing solutions for wholesale distributors and distribution companies.
Wholesale and distribution business loans help distributors finance inventory, warehouse equipment, vehicles, and working capital. Common uses: inventory purchases, warehouse equipment, delivery vehicles, technology systems, and working capital. Loan types: inventory financing, equipment financing (6-30% APR) for warehouse equipment and vehicles, term loans ($25k-$500k), lines of credit ($25k-$250k), and SBA loans (6-13% APR) for real estate. Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Distributors may need to show supplier relationships and order pipeline.
Learn about equipment financing.
Best for: Inventory purchases and ongoing operating expenses.
Best for: Warehouse equipment, forklifts, and vehicles.
Best for: Large inventory purchases, fleet expansion, and one-time needs.
Best for: Real estate, warehouse purchase, and large expansion.
Inventory ties up significant capital. Lines of credit provide flexible access to purchase inventory when needed, improving cash flow.
B2B payment terms can be 30-60 days. Working capital loans bridge gaps between delivering products and receiving payment.
Wholesale/distribution often has tight profit margins. Lenders want to see consistent revenue and ability to cover loan payments comfortably.
Learn more about how to qualify for a business loan.
Yes, lines of credit are ideal for inventory. Draw as needed for bulk purchases or new product lines, then repay as inventory sells. Pay interest only on what you use.
Equipment financing is best. Equipment serves as collateral, rates are competitive (6-30% APR), and approval is fast (24-72 hours). Terms typically 2-7 years.
Yes, equipment financing is ideal for delivery vehicles. Vehicle serves as collateral, rates are competitive, and approval is fast. Can finance trucks, vans, and fleet vehicles.
Apply now and get a decision in 24-72 hours. Fast approval for inventory, equipment, and working capital.
Fast decisions • Clear terms • Real people