Financing solutions for trucking companies, owner-operators, and freight businesses.
Trucking business loans help trucking companies finance trucks, trailers, fuel, maintenance, and working capital. Common uses: truck and trailer purchases, fuel cards, maintenance and repairs, insurance, and working capital. Loan types: equipment financing (6-30% APR) for trucks/trailers, fuel cards, term loans ($25k-$500k), and lines of credit ($25k-$250k). Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Owner-operators may qualify with strong revenue and clean driving record.
Learn about equipment financing.
Explore lines of credit.
Best for: Trucks, trailers, and vehicle purchases.
Best for: Fuel, maintenance, and ongoing operating expenses.
Best for: Large purchases, fleet expansion, and one-time needs.
Fuel, maintenance, and insurance are major expenses. Lines of credit help manage cash flow and cover these ongoing costs.
Freight payments can take 30-60 days. Working capital loans bridge the gap between delivering loads and receiving payment.
Trucks and trailers are expensive. Equipment financing spreads cost over time while you use equipment to generate revenue.
Learn more about how to qualify for a business loan.
Yes, owner-operators can qualify with strong revenue and clean driving record. Equipment financing is ideal for truck purchases. May need to show consistent loads and payment history.
Equipment financing is best. Truck serves as collateral, rates are competitive (6-30% APR), and approval is fast (24-72 hours). Terms typically 2-7 years.
Yes, lines of credit are ideal for ongoing expenses like fuel and maintenance. Draw as needed and pay interest only on what you use. Fuel cards also available.
Apply now and get a decision in 24-72 hours. Fast approval for trucks, trailers, and operating expenses.
Fast decisions • Clear terms • Real people