Financing solutions for dental practices, dentists, and dental office acquisitions.
Dental practice loans help dentists finance equipment, practice acquisition, expansion, and working capital. Common uses: dental equipment (chairs, X-ray machines, digital systems), practice purchase, office buildout, technology upgrades, and working capital. Loan types: SBA loans (6-13% APR, up to $5M), equipment financing (6-30% APR), practice acquisition loans, and term loans ($50k-$2M+). Approval in 1-4 weeks for SBA, 24-72 hours for alternative lenders. Requirements: 2+ years in practice (for SBA), 600+ credit, strong financials. Dental practices are considered stable, low-risk businesses.
Learn about equipment financing.
Explore SBA loans.
Best for: Practice acquisition, real estate, and large expansion.
Best for: Dental equipment, chairs, X-ray machines, and technology.
Best for: General practice needs, expansion, and working capital.
Best for: Ongoing cash flow, payroll, and unexpected expenses.
Dental practices generate consistent, recurring revenue. Patients return regularly, and dental care is essential. Lenders view this as low risk.
Dental practices typically have strong profit margins. This improves ability to repay loans and qualify for better rates.
Dental equipment holds value and serves as collateral. Equipment financing is readily available with competitive rates.
Learn more about how to qualify for a business loan.
Yes, SBA loans are ideal for practice acquisitions. Can finance up to $5M with rates as low as 6% APR. Requires 2+ years in practice and strong financials. Alternative lenders also offer acquisition financing.
Equipment financing is best. Equipment serves as collateral, rates are competitive (6-30% APR), and approval is fast (24-72 hours). Terms match equipment lifespan (2-7 years).
Yes, but options are limited. New practices may qualify for equipment financing or alternative lenders with 6+ months in business. SBA loans require 2+ years. Consider practice acquisition loans if buying existing practice.
Apply now and get a decision in 24-72 hours. Fast approval for equipment, practice acquisition, and expansion.
Fast decisions • Clear terms • Real people