Financing solutions for farms, agriculture businesses, and agricultural operations.
Agriculture and farming business loans help farms finance equipment, land, livestock, and operating expenses. Common uses: farm equipment (tractors, combines), land purchase, livestock, seed and supplies, operating expenses, and seasonal cash flow. Loan types: equipment financing (6-30% APR) for farm equipment, SBA loans (6-13% APR) for land and real estate, term loans ($25k-$500k), and lines of credit ($25k-$250k). Approval in 24-72 hours for alternative lenders. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Agriculture businesses are seasonal and may need to show annual revenue or crop/livestock value.
Learn about equipment financing.
Explore SBA loans.
Best for: Tractors, combines, and farm equipment.
Best for: Land purchase, real estate, and large capital investments.
Best for: Seasonal expenses, supplies, and operating costs.
Best for: Large purchases, livestock, and one-time needs.
Agriculture revenue is highly seasonal. Lenders may evaluate annual revenue or crop/livestock value. Lines of credit help manage seasonal cash flow.
Weather affects crop yields and revenue. Lenders may consider crop insurance and risk management strategies.
Farm equipment is expensive. Equipment financing spreads cost over time while you use equipment to generate revenue.
Learn more about how to qualify for a business loan.
Yes, equipment financing is ideal for farm equipment. Equipment serves as collateral, rates are competitive (6-30% APR), and approval is fast (24-72 hours). Terms typically 2-7 years.
Yes, SBA loans are best for land purchase. Offer lowest rates (6-13% APR) and longest terms (5-25 years). Require 2+ years in business and strong financials. Land serves as collateral.
Seasonal farms can qualify by showing annual revenue or crop/livestock value. Lenders understand seasonal patterns. Lines of credit help manage off-season expenses.
Apply now and get a decision in 24-72 hours. Fast approval for equipment, land, and operating expenses.
Fast decisions • Clear terms • Real people