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Texas Business Financing

Business Loans Texas

Fast business loans for Texas businesses. Serving Houston, Dallas, Austin, San Antonio, and all of Texas.

Business loans in Texas help Texas businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Texas has a strong business environment with no state income tax, making it attractive for businesses. Major cities: Houston, Dallas, Austin, San Antonio, Fort Worth. Top industries: energy, technology, healthcare, manufacturing, and logistics.

Serving Major Texas Cities

Houston

Business loans for Houston businesses. Energy, healthcare, and manufacturing industries.

Dallas

Business loans for Dallas businesses. Technology, finance, and logistics industries.

Austin

Business loans for Austin businesses. Technology, startups, and creative industries.

San Antonio

Business loans for San Antonio businesses. Healthcare, military, and tourism industries.

Business Loan Types Available in Texas

Term Loans

Fixed-rate loans for one-time needs. Amounts $25k-$500k, terms 1-5 years.

Learn more about term loans →

Business Line of Credit

Flexible financing for ongoing expenses. Limits $25k-$250k, draw as needed.

Learn more about lines of credit →

Equipment Financing

Finance equipment and machinery. Rates 6-30% APR, terms 2-7 years.

Learn more about equipment financing →

SBA Loans

Low-rate financing for larger needs. Rates 6-13% APR, up to $5M.

Learn more about SBA loans →

Qualification Requirements

  • Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
  • Monthly Revenue: $10,000+ (higher preferred)
  • Credit Score: 600+ (higher scores get better rates)

Learn more about how to qualify for a business loan.

Frequently Asked Questions

Can Texas businesses get fast approval?

Yes, alternative lenders approve Texas businesses in 24-72 hours. SBA loans take 1-4 weeks. Fast approval helps Texas businesses access capital quickly.

What loan types are available in Texas?

Texas businesses can access term loans, lines of credit, equipment financing, SBA loans, and real estate loans. Loan types depend on business needs and qualifications.

Do you serve all of Texas?

Yes, we serve businesses throughout Texas including Houston, Dallas, Austin, San Antonio, Fort Worth, and all other Texas cities.

Ready to Get a Business Loan in Texas?

Apply now and get a decision in 24-72 hours. Fast approval for Texas businesses.

Fast decisions • Clear terms • Real people