New Jersey Business Financing

Business Loans New Jersey

Fast business loans for New Jersey businesses. Serving Newark, Jersey City, Paterson, and all of New Jersey.

Business loans in New Jersey help New Jersey businesses finance growth, equipment, inventory, and working capital. Available loan types: term loans ($25k-$500k), lines of credit ($25k-$250k), equipment financing (6-30% APR), SBA loans (6-13% APR), and real estate loans. Approval in 24-72 hours for alternative lenders, 1-4 weeks for SBA. Requirements: 6+ months in business, $10k+/month revenue, 600+ credit. Major cities: Newark, Jersey City, Paterson, Elizabeth, Edison. Top industries: pharmaceuticals, technology, logistics, and healthcare.

Serving Major New Jersey Cities

Newark

Business loans for Newark businesses. Logistics, healthcare, and technology industries.

Jersey City

Business loans for Jersey City businesses. Finance, technology, and professional services industries.

Business Loan Types Available in New Jersey

Term Loans

Fixed-rate loans for one-time needs. Amounts $25k-$500k, terms 1-5 years.

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Business Line of Credit

Flexible financing for ongoing expenses. Limits $25k-$250k, draw as needed.

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Qualification Requirements

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Time in Business: 6+ months (12+ months preferred, 2+ years for SBA)
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Monthly Revenue: $10,000+ (higher preferred)
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Credit Score: 600+ (higher scores get better rates)

Ready to Get a Business Loan in New Jersey?

Apply now and get a decision in 24-72 hours. Fast approval for New Jersey businesses.

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Fast decisions • Clear terms • Real people