TERMS OF SERVICE
Last Updated: February 19, 2025
Welcome to
CloserCap.com
("CloserCap," "we," "our," or "us"). By accessing or using our website and services, including any applications, tools, and platforms provided (collectively, the "Service"), you agree to be bound by these Terms of Service
("Terms"). If you do not agree to these Terms, please do not use our Service.
1. Acceptance of Terms
By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, including any additional guidelines, rules, or policies referenced herein. These Terms govern your relationship with CloserCap regarding all aspects of our financial lending services, including facilitating small and medium business (SMB) loans.
2. Eligibility
Our Service is available only to individuals and entities who are legally capable of entering into binding contracts. By using our Service, you represent and warrant that you meet the eligibility requirements and that all registration information you submit is accurate and complete.
3. Use of the Service
Loan Facilitation: CloserCap provides tools and resources to help connect qualified borrowers with financial institutions or alternative lenders for SMB loans. Our Service is not itself a lender, and any loan agreements are directly between you and the lending institution.User Conduct: You agree to use the Service only for lawful purposes and in compliance with all applicable local, state, national, and international laws and regulations. Prohibited activities include, but are not limited to, fraudulent or deceptive practices.Account Security: If you create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
4. Loan Terms and Disclosures
No Loan Guarantee: CloserCap does not guarantee loan approval, funding, or specific loan terms. All decisions regarding loan applications, terms, and funding are made solely by the financial institutions or alternative lenders.Accuracy of Information: You are responsible for providing accurate and complete information when applying for a loan through our Service. Misrepresentation or omission of information may result in application denial or termination of your access to our Service.Third-Party Lenders: Interactions with third-party lenders are governed by separate agreements. CloserCap is not responsible for any terms, conditions, or actions taken by these third parties.
5. Fees and Payment
Any fees charged for using our Service (if applicable) will be clearly disclosed prior to the completion of any transaction. All fees are non-refundable unless otherwise stated in writing.
6. Intellectual Property
All content, features, and functionality provided through the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of CloserCap or its licensors and are protected by applicable intellectual property laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from CloserCap.
7. Disclaimers
General Disclaimer: The Service is provided "as is" and "as available," without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or
non-infringement.Financial
Advice: The information provided through our Service is for informational purposes only and does not constitute financial, legal, or professional advice. You should consult with a qualified professional before making any financial decisions.
8. Limitation of Liability
To the fullest extent permitted by law, CloserCap shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
Your access to or use of, or inability to access or use, the Service;Any conduct or content of any third party on the Service;Unauthorized access, use, or alteration of your transmissions or content.
9. Indemnification
You agree to indemnify, defend, and hold harmless CloserCap, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.
10. Termination
We reserve the right to suspend or terminate your access to the Service, without prior notice, for any reason, including but not limited to your violation of these Terms. Upon termination, all rights granted to you under these Terms will immediately cease.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which CloserCap operates, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or the Service shall be resolved exclusively in the appropriate state or federal courts located within the relevant jurisdiction.
12. Changes to Terms
CloserCap reserves the right to modify or update these Terms at any time. Any changes will be effective upon posting the revised Terms on our website. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for any updates.
13. Contact Us
If you have any questions about these Terms, please contact us at:
CloserCap.com
Email:
